Illinois Disability BenefitsUpdated May 24, 2021 Social Security Disability
The Illinois Department of Human services’ Disability Determination Services administers the state’s Social Security Disability Insurance benefits. The program assists those who are unable to work due to a disability.
Illinois DDS is charged with issuing determinations about which citizens are eligible for SSDI benefits and Social Security Supplemental Security Income (SSI). The DDS will collect and review all of your medical records and information and may also schedule a consultative examination for you with a medical doctor the DDS retains.
If you live in Illinois and have a disability that keeps you from being able to work, one or both of these programs may be able to help. These disability programs offer financial benefits for disabled individuals but with much different financial eligibility requirements.
Facts About Illinois
Roughly one in four (23%) of all Illinois residents report suffering from some form of medical disability. These disabilities cost the state of Illinois approximately $32.8 billion per year in health care costs – equal to around 33% of the state’s total health care spending. This balances out to nearly $19,000 per disabled Illinois resident.
Residents of Illinois are most likely to report disabilities that deal with either mobility or cognition. Out of the estimated 8 million residents of the state of Illinois, roughly 3.5% receive some form of Social Security disability benefits.
How To Qualify for SSDI in Illinois
In the state of Illinois, qualified SSDI claimants must be currently disabled and have enough work credits. These work credits are earned by staying employed over the years and paying FICA taxes on each paycheck.
In addition to the work credits requirement, you must also meet the Social Security Administration’s strict definition of disability. Based on your medical records, background information, and other documentation, the Illinois DDS will determine whether the disability meets the criteria. The DDS must also determine if your medical condition is expected to last at least a year and/or for the duration of your life.
Please note that the SSA definition of disability sets a high bar and is often difficult to prove. Many applications for Social Security benefits in Illinois are denied during their first submission and must file an appeal.
Once a person is approved for Social Security benefits in Illinois, their local Social Security office will determine the monthly disability benefit amount and will advise the recipient when to expect the first monthly benefit check.
SSDI services are administered through 56 local offices located throughout the state of Illinois. To find your nearest Social Security office, you may call 800-772-1213. A service representative will be able to tell you your nearest SSA office based on your city, state, and zip code.
How To Apply for SSDI in Illinois
The easiest way to apply for SSDI benefits is online at ssa.gov/benefits/disability.
You also may apply at your local SSA office, though some offices require you to make an appointment in advance. The third option for submitting your disability application is over the phone by calling 800-772-1213.
It’s important to provide thorough and complete information. You will be asked to provide information about your education, medical condition, medical treatments for that condition, and your comprehensive work history for up to 15 years.
Many initial claims are denied because the application response is incomplete or does not provide sufficient medical records, appropriate documentation, and thorough information.
Once your application is submitted, it generally takes around 90 days to receive a determination notice.
How To Appeal a Denial in Illinois
In Illinois, nearly 60% of all initial SSDI claims are denied. But after your initial application remains two additional stages of review – reconsideration and disability hearing with an administrative law judge.
If your initial disability claim is denied, don’t lose hope. You can request that it be reviewed by an SSA representative who was not involved in your first review. At this point, it may be helpful to speak with an experienced and knowledgeable disability attorney. An experienced lawyer can help you understand your chances of being approved, and chart your path through the appeal process.
More Illinois Benefits
In addition to the SSDI program, the state of Illinois offers the following programs to eligible Illinois residents.
Supplemental Security Income (SSI) is a federal program designed to provide monthly financial benefits to low-income residents who are age 65 or older, are blind, or disabled.
In Illinois, you can expect to receive up to $771 per month in federal SSI payments as a single individual or $1,157 for couples. If you have documentation to show that your expenses exceed the total amount of your SSI benefits, the Illinois Aid to the Aged, Blind and Disabled program may help supplement your federal SSI check. If you have questions about whether you qualify for either of these programs, a disability attorney may be able to help you.
You also may be eligible for the Illinois Medicaid program if you meet income and asset requirements. Also, if you are blind or disabled, you may qualify for Medicaid if your income is at or below the federal poverty level.
To be eligible for Medicaid in Illinois, you must be a resident of the state of Illinois, a U.S. citizen, or legally authorized to live and work in the United States. Your financial situation should be considered as low income or very low income, as determined by its relationship to the federal poverty level.
Eligible candidates must also be one of the following:
- Responsible for a child 18 years old or younger
- Disabled or have a family member in the household with a documented disability
- 65 years old or older
Unemployment insurance in Illinois is a state-operated program designed to partially compensate Illinois residents for loss of wages when they lose employment through no fault of their own.
Illinois unemployment benefits help ensure that those who meet eligibility requirements will receive some level of income while looking for work. This, in turn, helps provide economic stability to individual families, local communities, and the state of Illinois at large.
Illinois Social Security Offices
|SSA Field Office Locations in Illinois|
|Chicago Loop SSA Office||605 W Washington Blvd|
Chicago, IL 60661
|East St Louis SSA Office||650 Missouri Ave|
Room 104 Federal Bldg
East St Louis, IL 62201
|Peoria SSA Office||815 W Pioneer Parkway|
Peoria, IL 61615
|Springfield SSA Office||3112 Constitution Dr|
Springfield, IL 62704
|Rock Island SSA Office||2350 4Th Ave|
Rock Island, IL 61201
|Quincy SSA Office||2401 Lind Street|
Quincy, IL 62301
|Waukegan SSA Office||1930 N Lewis Ave|
Waukegan, IL 60087
|Mt Vernon SSA Office||105 S 6th Street|
Mount Vernon, IL 62864
|Danville SSA Office||400 N. Vermilion St.|
Danville, IL 61832
|Joliet SSA Office||552 Houbolt Rd|
Joliet, IL 60431
|Harrisburg SSA Office||18 Veterans Drive|
Harrisburg, IL 62946
|Rockford SSA Office||502 E Jefferson St|
Rockford, IL 61107
|Chicago-East SSA Office||6338 S Cottage Grove|
Chicago, IL 60637
|Chicago-West SSA Office||5130 West North Avenue|
Chicago, IL 60639
|Chicago North SSA Office||2127 W Lawrence Ave|
Chicago, IL 60625
|Chicago South||8658 S Sacramento Ave|
Chicago, IL 60652
|Champaign SSA Office||101 S Country Fair Dr|
Champaign, IL 61821
|North Riverside SSA Office||7222 W Cermak Rd|
North Riverside, IL 60546
|Hillside SSA Office||230 North Mannheim Rd|
Hillside, IL 60162
|Evanston SSA Office||2116 Green Bay Rd|
Evanston, IL 60201
|Galesburg SSA Office||2060 Windish Drive|
Galesburg, IL 61401
|Decatur SSA Office||606 W Pershing Rd|
Decatur, IL 62526
|Bloomington SSA Office||207 N Williamsburg Dr|
Bloomington, IL 61704
|Aurora SSA Office||1325 N. Lake Street|
Aurora, IL 60506
|Chicago Heights SSA Office||104 S Halsted Street|
Chicago Heights, IL 60411
|Chicago-NW SSA Office||3260 W Fullerton Ave|
Chicago, IL 60647
|Alton SSA Office||501 Belle St|
Room 103 Federal Bldg
Alton, IL 62002
|Chicago-NW SSA Office||4849 N Milwaukee Ave|
Chicago, IL 60630
|Chicago-SE SSA Office||9715 S Cottage Grove|
Chicago, IL 60628
|Elgin SSA Office||790 Fletcher Dr|
Elgin, IL 60123
|Kankakee SSA Office||630 E. Oak St.|
Kankakee, IL 60901
|Carbondale SSA Office||250 W Cherry St|
Carbondale, IL 62901
|Sterling SSA Office||3512 E Lincolnway|
Sterling, IL 61081
|Peru SSA Office||915 Wenzel Rd|
Peru, IL 61354
|Freeport SSA Office||4 E Linden St|
Freeport, IL 61032
|Effingham SSA Office||1207 Network Centre Dr|
Effingham, IL 62401
|Bloomingdale SSA Office||230 West Lake Street|
Bloomingdale, IL 60108
|Mount Prospect SSA Office||705 North Wheeling Rd|
Mount Prospect, IL 60056
|Chicago Lawndale SSA Office||2416 S Pulaski Road|
Chicago, IL 60623
|Woodridge SSA Office||7440 Providence Dr|
Woodridge, IL 60517
|Litchfield SSA Office||1107 W Ferdon|
Litchfield, IL 62056
|Chicago SW SSA Office||10718 S Roberts Rd|
Palos Hills, IL 60465
|Pekin SSA Office||2801 Broadway|
Pekin, IL 61554
|Woodstock SSA Office||2450 Lake Shore Dr|
Woodstock, IL 60098
|West Frankfort SSA Office||1005 Factory Outlet Dr|
West Frankfort, IL 62896
|Belleville SSA Office||1670 Lebanon Ave|
Lake Christine Center
Belleville, IL 62221
|Back of The Yards SSA Office||4631 S Ashland Ave|
Chicago, IL 60609
Illinois Hearing and Appeal Offices
Illinois is in Region 5 (Chicago), which services Illinois, Indiana, Michigan, Minnesota, Ohio, and Wisconsin.
|Region 5 - SSA Office of Hearing Operations in Illinois|
|SSA Hearing Office - Chicago||600 West Madison St 5th Floor|
Chicago, IL 60661
|SSA Hearing Office - Chicago||131 S. Dearborn|
Citadel Building 19th Floor
Chicago, IL 60603
|SSA Hearing Office - Chicago||600 West Madison St 6th Floor|
Chicago, IL 60661-2406
|SSA Hearing Office - Evanston||1033 University Place Ste 200|
Evanston, IL 60201
|SSA Hearing Office - Oak Brook||2301 West 22nd St Ste 201|
Oak Brook, IL 60523
|SSA Hearing Office - Orland Park||15401 South 94th Avenue|
Orland Park, IL 60462
|SSA Hearing Office - Peoria||3328 W. Willow Knolls Drive|
Peoria, IL 61614